ANTS Sacco Loans Products
Our Sacco members benefit from significantly lower interest rates compared to banks, as ANTS Sacco operates on a not-for-profit model. Profits are reinvested into the Sacco to reduce costs and increase benefits for members.
Personal Development Loans
These loans are designed to help members achieve individual goals, such as funding medical expenses, home improvements, or personal projects.
Business Loans
Catering to entrepreneurs and small business owners, these loans provide funding to expand operations, purchase inventory, or invest in new ventures.
Members’ savings act as collateral for loans, reducing the Sacco’s lending risk and allowing for favorable loan terms. This also eliminates the need for external guarantors or additional security requirements.
Regular saving builds a strong financial profile within the Sacco, which can increase the loan limits members are eligible for. Unlike banks, ANTS Sacco shares profits with members in the form of annual dividends, further enhancing the financial benefits of saving and borrowing.
Saving with ANTS Sacco is not just about financial security; it’s about unlocking opportunities for growth, personal development, and building a stable future for all members.
How you will benefit
- Get annual dividends.
- Access lower interest rates.
- Use your savings as collateral.
- Enhance your borrowing capacity with regular saving.
- Be a member of Special Purpose Vehilces for investments.